1. Determine your budget: Before you start house hunting, it’s important to understand how much you can afford. Evaluate your financial situation, including your income, expenses, and savings, to determine a realistic budget for your home purchase. Consider factors like down payment, monthly mortgage payments, property taxes, homeowners’ insurance, and maintenance costs.

2. Get pre-approved for a mortgage: Getting pre-approved for a mortgage early in the process gives you a clear idea of how much a lender is willing to lend you. It also demonstrates to sellers that you are a serious buyer and can help you negotiate better terms. Shop around and compare mortgage rates with a couple of mortgage brokers to secure the most favorable rates and terms. Also find out if they offer any first-time homebuyer incentives.

3. Prioritize your needs and wants: Make a list of your must- haves and preferences in a home. Consider factors like location, size, number of bathrooms and bedrooms, amenities, and proximity to schools.

4. Work with a reputable real estate agent: Partnering with an experienced & trustworthy real estate agent is essential, they can simplify the homebuying process for you. They have market knowledge, access to listings, and negotiation skills that can benefit you.

5. Conduct thorough inspections and due diligence: Once you find a potential home, don’t forget to get a professional home inspection. An inspection can uncover hidden issues and give you a clearer picture of the property’s condition.