Credit scores play an important role in determining your mortgage rate offered by lenders. A credit score is based on credit history, including payment history, credit utilization, length of credit history, types of credit accounts, and recent credit inquiries. A higher credit score indicates a lower risk for the lender, while a lower score indicates…

Read More

So, what is happening in the housing market, and where are mortgage rates going this year? I get asked this question all the time by many of my clients. The housing market and mortgage rates play an important part in our economy, as they serve as an indicator of the overall economic health of our…

Read More